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You are viewing rates from banks across Tulsa
Below are two-year Certificates of Deposit (CD) rates from banks in Tulsa, Oklahoma. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Tulsa, OK - August 1, 2025
2 Year CD National Average : 0.66% ?
Banks | APY | MIN | MILES ? | |
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4.15% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$2,500 |
- |
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Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.00% |
$25,000 |
- |
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Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.60% |
$500 |
7.52 |
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Rate History: 3.35% → 3.60% |
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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3.55% 3.49% |
$95,000 $10,000 |
14.66 |
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Rate History: 4.63% → 4.30% → 3.55% |
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3.50% |
$5,000 |
- |
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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3.50% |
$500 |
- |
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Rate History: 3.50% → 3.50% → 3.75% → 3.50% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.00% |
$1,000 |
24.02 |
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Rate History: 3.25% → 3.00% |
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Holly cannady | Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More |
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2.75% |
$0 |
- |
Learn More
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Early Withdrawal Penalty is 180 days interest. |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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2.05% |
$100,000 |
14.30 |
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Rate History: 3.05% → 1.55% → 2.30% → 2.05% |
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Aku | May 29, 2020 Dua Read More |
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2.00% |
$10,000 |
10.07 |
Learn More
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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0.90% |
$10,000 |
24.12 |
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Larry watson | Jan 12, 2016 Very good bank all the way around glad I found them Read More |
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0.90% |
$100,000 |
4.91 |
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0.85% |
$10,000 |
4.91 |
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0.77% |
$10,000 |
2.25 |
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0.75% |
$1,000 |
4.31 |
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0.75% |
$10,000 |
3.65 |
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0.75% |
$10,000 |
24.14 |
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0.75% |
$100,000 |
2.45 |
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0.75% |
$10,000 |
24.12 |
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Larry watson | Jan 12, 2016 Very good bank all the way around glad I found them Read More |
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0.70% |
$10,000 |
19.69 |
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Jessica Clements | Aug 25, 2022 My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More |
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0.70% |
$10,000 |
5.81 |
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0.70% |
$10,000 |
3.16 |
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Jw | Jun 27, 2022 It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More |
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0.70% |
$10,000 |
12.47 |
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0.70% |
$100,000 |
8.41 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.65% |
$1,000 |
6.00 |
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0.65% |
$100,000 |
13.95 |
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0.60% |
$10,000 |
4.83 |
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0.60% |
$10,000 |
23.87 |
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0.60% |
$1,000 |
2.45 |
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0.55% |
$100,000 |
3.51 |
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should be valued customer | Apr 22, 2022 I am considering finding another bank to do business with Read More |
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0.50% |
$10,000 |
8.59 |
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0.50% |
$10,000 |
2.87 |
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0.50% |
$10,000 |
8.18 |
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0.50% |
$10,000 |
3.51 |
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should be valued customer | Apr 22, 2022 I am considering finding another bank to do business with Read More |
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0.50% |
$100,000 |
9.08 |
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0.46% |
$100,000 |
9.06 |
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Dianna Jackson | Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More |
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0.45% |
$10,000 |
9.06 |
Learn More
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Dianna Jackson | Dec 1, 2022 I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More |
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0.45% |
$100,000 |
9.28 |
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0.40% |
$1,000 |
- |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$250 |
4.79 |
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0.40% |
$10,000 |
5.09 |
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0.40% |
$100,000 |
5.40 |
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0.40% |
$10,000 |
9.08 |
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0.40% |
$10,000 |
8.41 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.40% |
$10,000 |
21.56 |
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0.35% |
$10,000 |
13.95 |
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0.35% |
$10,000 |
5.40 |
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0.35% |
$10,000 |
9.28 |
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0.25% |
$10,000 |
- |
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.25% |
$1,000 |
7.08 |
Learn More
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sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
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0.25% |
$10,000 |
9.49 |
Learn More
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RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
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0.25% |
$10,000 |
14.13 |
Learn More
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.20% |
$1,000 |
- |
Learn More
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.20% |
$10,000 |
13.43 |
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0.20% |
$10,000 |
3.66 |
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0.15% |
$10,000 |
14.13 |
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.15% |
$10,000 |
8.18 |
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0.10% |
$10,000 |
14.13 |
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renrut2 | Dec 1, 2021 I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More |
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0.03% |
$100,000 |
11.59 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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